About

Michelle House

Secret Budget™ and Personal Budget Organiser – PBO™ are the creation of Michelle House, an avid supporter of the household budget.

As a wife and mother of two, Michelle is always on a budget. Several years ago when she returned from travelling with her husband, Michelle realised they needed to adhere to a strict household budget and tried numerous ways to keep track of their money.

Initially she started by separating cash from the household budget into envelopes then moved on to a bulky and rather unattractive plastic filing credenza. Eventually she found both methods cumbersome but wasn’t sure what to try next.

Michelle couldn’t understand why, when so many people had a household budget, that there were no wallets available with compartments where cash could simply be filed according to the expense it was for.

She decided to design her own and after the legal processes and trade marking of her design were complete, the PBO™ concept was born.

Secret Budget™ builds on the success that people using the PBO™ have had in maintaining their household budgets. It encourages people to achieve their financial goals and assists them with tried and proven techniques for household budgeting.

If you have any questions about Secret Budget or the PBO™, please feel free to contact us.

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One response

31 03 2009
knowledgetoday

I love your site. Keep it up !

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